Michael Lo

AI Product Manager · 9 years at PayPal across product and operations

Privacy and Safety Architecture for Consumer AI

I spent nine years at PayPal across product and operations. As a Product Manager, I built HR onboarding tooling that served 90,000+ employees and contingent workers globally, including automation that cut support tickets by 50%. As a Senior Manager, I led cross-functional operations programs across HR, IT, security, information security, and workplace resources.

Now I'm applying that product discipline to AI: building a consumer AI companion app in active testing, with multi-layer safety architecture, adversarial testing, and compliance design for three emerging AI laws (California's SB 243, New York's AI Companion Law, and Washington's HB 2225).

I believe the system prompt is the product spec and that every feature you don't build is a risk you don't carry.

Case Studies

The Product

Duskglow

Nightly Gratitude Journaling with Luna

A mobile-first PWA for nightly gratitude journaling, powered by an AI companion named Luna. Built solo from architecture to deployment: React, Supabase, Gemini 2.5 Flash, and a multi-layer safety pipeline.

Duskglow home screen showing streak tracking and a prompt to begin tonight's reflectionA conversation with Luna guiding a nightly gratitude journal entry

Selected Writing

Journal

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